Difference between Credit Freeze vs. Credit Lock : (Simply Explained!)

3 years ago
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In this episode we will review the similarities and differences between freezing your credit file and locking your credit file with the 3 major credit bureaus.

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Equifax Info
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Main Website: https://www.equifax.com/personal/credit-report-services/credit-freeze/
FAQs: https://www.equifax.com/personal/credit-report-services/credit-freeze/
Freeze Form: https://assets.equifax.com/assets/personal/Minor_Freeze_Request_Form.pdf
Address to send:
Equifax Information Services LLC
P.O. Box 105788
Atlanta, GA 30348
Phone: 888-298-0045

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Experian Info
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Main Website: https://www.experian.com/freeze/center.html
FAQs: https://www.experian.com/freeze/center.html
Freeze Form: https://www.experian.com/freeze/form-minor-freeze.html
Address to send:
Experian
PO Box 9554
Allen, TX 75013
Phone: 888.397.3742

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TransUnion Info
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Main Website: https://www.transunion.com/credit-freeze
FAQ: https://www.transunion.com/credit-freeze/credit-freeze-faq#freeze-other
Freeze Form: NO ONLINE FORM
Address to send:
TransUnion
P.O. Box 380
Woodlyn, PA 19094
Phone: 800.916.8800

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