S1E11: Understanding Your Credit Card Statement, Interest Rate, Monthly Payment, and so much more!

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more.

Gadiel is a father, husband, a Military Veteran, and a Lawyer.

Michelle is a mother, wife, BOSS, and a Certified Public Accountant.

In this episode, Michelle and I discuss the how you can understand your credit cards. ie., the things you should know.

If you want to learn more about credit scores, read this article we published. https://productivebunch.com/credit-score-101-how-to-improve-your-credit-score/

Here is a link https://accounts.chase.com/raf/share/1858368305 where you can learn more about opening up a Chase Bank account, which is who we bank with regarding our Youtube Productive Bunch Channel as we run every expense related to this channel as a business expense.

If you are a business owner and are interested in learning more Chase business credit cards, which is what we use, here is a link to learn more and earn 80,00 bonus points with Chase Ink Business Preferred. https://www.referyourchasecard.com/27/7AG2RFFO0G

Chase is by far one of the better banks in the market for your personal banking and small business needs.

Books we recommend on Personal Finance:
1. How to Stop Living Paycheck to Paycheck by Avery Breyer https://amzn.to/2KkjrBb
2. Total Money Makeover by Dave Ramsey https://amzn.to/2VErez4
3. The No-spend challenge guide by Jen Smith https://amzn.to/3bk5jno
4. You Need a Budget by Jesse Mecham https://amzn.to/2RPQpOc
5. How to Make Your Money Last by Jane Bryant Quinn https://amzn.to/2xMV2Sf
6. Money Master the Game by Tony Robbins https://amzn.to/39fX0as
7. The 9 Steps to Financial Freedom by Suze Orman: https://amzn.to/2wHUfBn
8. Everyday Millionaires by Chris Hogan: https://amzn.to/3atbbdO

Book Estate Planning:
1. Florida Estate Planning: Just the Basics by Gadiel A. Espinoza https://www.amazon.com/dp/1096346265

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DISCLAIMERS & DISCLOSURES

This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area.

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