S1E3: How to Lower Your Monthly Expenses so that You Can Have Extra Money to Invest or Save!

3 years ago
209

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more.

Gadiel is a father, husband, a Military Veteran, and a Lawyer.

Michelle is a mother, wife, BOSS, and a Certified Public Accountant.

In this episode we review our monthly expenses, have a discussion on each one, and assign someone to determine how to reduce the expense. For example, we have a monthly bill from AT&T (our Internet provider). I, Gadiel, will research all available plans and determine if we are paying too much for internet regarding the specific plan, and if we need to either go with another internet provider or a different internet plan with a lower monthly cost. We will do this with every expense we have.

Books we recommend on Personal Finance:
1. How to Stop Living Paycheck to Paycheck by Avery Breyer https://amzn.to/2KkjrBb
2. Total Money Makeover by Dave Ramsey https://amzn.to/2VErez4
3. The No-spend challenge guide by Jen Smith https://amzn.to/3bk5jno
4. You Need a Budget by Jesse Mecham https://amzn.to/2RPQpOc
5. How to Make Your Money Last by Jane Bryant Quinn https://amzn.to/2xMV2Sf
6. Money Master the Game by Tony Robbins https://amzn.to/39fX0as
7. The 9 Steps to Financial Freedom by Suze Orman: https://amzn.to/2wHUfBn
8. Everyday Millionaires by Chris Hogan: https://amzn.to/3atbbdO

Book Estate Planning:
1. Florida Estate Planning: Just the Basics by Gadiel A. Espinoza https://www.amazon.com/dp/1096346265

If you are interested in learning more about how and why we created our podcast, go to https://www.buzzsprout.com/?referrer_id=767284 Buzzsprout is our podcast hosting service.

Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms.

You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more.

Podcasting isn’t hard when you have the right partners.

The team at Buzzsprout is passionate about helping you succeed.

Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world.
__________
DISCLAIMERS & DISCLOSURES

This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. TEA Project, which is owned by Productive Bunch, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!

Loading comments...