Tax Free Retirement by Curtis Ray

Three Guarantees in Life: Taxes, Death and .... Your Index/Mutual Fund Based 401k/IRA Will Produce Really Low Retirement Income!!! The more you know the better decisions you can make!

Inside of Risk-Based investments such as Index Funds and Mutual Funds exists a Rule of Thumb called the 4% Rule. This heavily promoted suggestion states when you get to retirement age you should convert a large part of your aggressive investments to more conservative strategies such as bonds rather than stocks. When this happens, your portfolio should produce a secure 30 year income plan of 4% with a very low probability of running out of money.

Think about that! You could be the 1% of people who get over $1,000,000 in a 401k/IRA and are told to live on only $40,000 a year plus inflation. 🤯🤯🤯 This concept was one of the driving forces for my desire to educate you on retirement planning and money. The 401k/IRA, although can be good wealth accumulators, they are terrible retirement income producers. They aren't designed to do that. We are asking a car that drives well to pull a trailer... it doesn't work that way!

There are platforms that are designed to pull a trailer in retirement and can produce up to 15% retirement income. Up to a 400% increase in retirement income just because it was designed to have focus on retirement income! That is what it was built for... 💪

Millions of Americans get to 65 years old only to discover the 4% Rule and their dreadful retirement income. Such a sad day! But today is your day to learn about these pitfalls and find a solution. You don't have to be a casualty of the 4% Rule!

Don't believe me? Ask your advisor about it! He will tell you and has no solution for it because he lives and believes in the Risk-Based investment world which CANNOT produce an optimal retirement. Everyone Ends Up Poor in the traditional system (i.e. low retirement income.) Education is the Key!

Always Be Compounding!

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