HOW TO FIX YOUR MONEY MESS: HIDDEN DEBT, BAD LOANS, HOME BUYING & BUSINESS STRUGGLES EXPLAINED

On The Ramsey Show, Ken Coleman and George Kamel tackle real financial struggles with straight-shooting advice rooted in personal responsibility and smart decision-making. A listener calls in, shocked to learn his wife has been hiding credit cards, and the hosts break down how to rebuild financial trust in a marriage. Another caller signed up for a loan without realizing the staggering 48% interest rate—George walks him through a plan to escape the debt trap. A couple earning $130K still can’t seem to get ahead, proving that no amount of income can outpace bad money habits. Ken and George offer a clear path to taking control of their budget and spending. A hopeful homebuyer wonders if now is the right time to purchase—only to learn the hard truth about what it really takes to afford a home. Meanwhile, a small business owner struggles with tariffs affecting his company, and the hosts discuss strategies to stay competitive in a tough market. From credit report nightmares to personal loan pitfalls, The Ramsey Show provides the no-nonsense, empowering guidance listeners need to get their finances on solid ground and build a future of freedom and stability.