SMART MONEY MOVES: ESTATES, NATIONAL DEBT, MARRIAGE, CARS & MENTAL HEALTH

On this episode of The Ramsey Show, Dave Ramsey and Rachel Cruze take on tough financial and life questions with their no-nonsense, common-sense approach. A grieving father asks for guidance on handling his late daughter’s estate, and Dave walks him through the smartest way to honor her legacy while making wise financial decisions. Next, they tackle a big-picture issue—America’s national debt. Dave lays out a straightforward answer on how responsible financial habits at home could be the key to fixing Washington’s reckless spending. A soon-to-be-married listener shares concerns about combining finances with their fiancé, and Rachel offers insight on trust, transparency, and the importance of a solid financial foundation before saying “I do.” Meanwhile, a young man wonders if upgrading his car will help him impress the ladies, and Dave reminds him that true confidence—and financial stability—are far more attractive than a flashy ride. Lastly, they dive into balancing the Baby Steps with mental health, discussing how financial peace can lead to emotional peace. With real-life advice grounded in timeless principles, this episode delivers practical wisdom for anyone seeking financial freedom and a life built on strong values.