SMART MONEY MOVES: HOW TO HANDLE FAMILY FINANCES, CREDIT CARDS, ENGAGEMENT RINGS & WILLS

On this episode of The Ramsey Show, George Kamel and Dr. John Delony tackle real-life financial and relationship challenges with practical, no-nonsense advice. A frustrated wife asks for guidance when her husband tells her to “stay in her lane,” while a listener wants to know how much to spend on an engagement ring without making a costly mistake. The hosts break down the dangers of credit cards and answer whether cutting them up is the right move. They also explain how to choose a trustworthy SmartVestor Pro to help with investing wisely. Another listener wonders if adding an authorized user to a credit card is a good idea—or a financial trap. Family finances take center stage as callers wrestle with tough decisions, including whether to give money to struggling relatives and how to have difficult money conversations with aging parents. Finally, George and Dr. Delony expose the biggest myths about wills and insurance that could leave families vulnerable, explaining why so many people get these critical issues wrong. If you’re looking for solid financial wisdom and clear, level-headed guidance on life’s toughest money questions, this episode is packed with insights that can help you make confident, informed decisions.