🔥 California’s Insurance Crisis Rate Hikes, Wildfires & Policy Failures

California’s insurance market is in turmoil! State Farm’s rejected rate hike, the failing FAIR Plan, and billion-dollar wildfire losses are pushing homeowners to the brink. With insurers leaving and the state scrambling for solutions, residents are left paying the price. We break down the policy failures, Newsom’s response, and the real impact on your wallet. Plus, how San Diego’s budget woes, ICE raids, and potential gubernatorial candidates like Ric Grenell could reshape the state. Stay informed, subscribe to Fired Up - California now!

00:00 Introduction & Welcome
00:50 California’s Insurance Crisis Overview
02:30 State Farm’s Rate Hike Rejection & What It Means
06:00 The FAIR Plan: California’s Failing Safety Net
12:00 Who Really Pays? The Hidden Cost to Homeowners
19:30 Wildfire Payouts: Billions in Damages & No Coverage
25:00 Why Insurers Are Leaving California
30:45 Government’s Response: Newsom & Lara’s Policies
38:00 San Diego’s Budget Disaster: From Surplus to Deficit
44:30 The Truth About Tax Hikes & Government Spending
50:00 ICE Raids in San Diego & Immigration Policies
58:30 California’s EV Ban: Will It Survive?
1:05:00 LA’s Wildfire Recovery Failures & Bureaucratic Mess
1:10:00 Mayor Bass’ Wildfire Czar Salary Scandal
1:12:00 Ric Grenell vs. Kamala Harris? 2026 Governor Race Talk