Mr. President Enforce T. I. L. A. -- a law of the United States of America

3 days ago
110

Many have filed a T.I.L.A. complaint with the "Federal Reserve Consumer Help" office https://www.federalreserveconsumerhelp.gov/; and got an answer telling them to file their complaint with CFPB, an entity not contemplated in the Law.

In other words, the Administrative State wants you to file a complaint with a color of law entity, instead of sending you to the Bureau of Consumer Financial Protection, created as part of T.I.L.A, thus compounding the fraud.

My suggestion is watch the video and then file a complaint to CFPB as instructed using the short complaint format below and then file a petition to the President to enforce the Laws of the United States of America.
(I provided a short narrative for the complaint after the one to CFPB)
https://www.whitehouse.gov/contact/
_________________________________________________________
TO CFPB

Using the APR value of _________________, Amount Financed of _______________, and Loan Term (Years) of ________________, disclosed on the Truth in Lending Disclosure (Real Estate Closing Disclosure) from a Consumer Financial Transaction which I am party to, in an artificial intelligence (AI) provided formula for calculating Finance Charge, I find the Disclosure’s Finance Charge as calculated by the Lender to be understated far outside tolerance allowed by Law.

The formula provided by AI to calculate Finance Charge is:
“APR x Amount Financed x Loan Term in Years = Finance Charge”

Using the disclosed values: (APR) x (Amount Financed) x Years = Finance Charge

I calculate the Finance Charge to be $____________________ , proving the Disclosure’s Finance
Charge of $________________ to be criminally understated.
____________________________________________________________
To the President.

Mr. President, I am the borrower party in a Consumer Financial Transaction,
and the victim of a violation of the Truth in Lending Act (TILA) involving that transaction.

TILA regulates the understating of Finance Charge to no more than $10.00 ($100.00) for my style of transaction, yet the disclosed Finance Charge appears to be criminally understated when compared to the calculated value using the disclosed APR, Amount Finance, and Loan Term (in years) in an artificial intelligence (AI) provided formula:

“Finance Charge = APR x Amount Finance x Payment Term (in years).

I filed a complaint with the Federal Reserve System’s “Federal Reserve Consumer Help” https://www.federalreserveconsumerhelp.gov/ the answer to which informed me to file a complaint with Consumer Financial Protection Bureau (CFPB). This answer violates the Law.

Sir, be advised that 15 U.S.C. §1602(b) defines the “Bureau of Consumer Financial Protection” as the “Bureau” in subtitle E of the Consumer Financial Protection Act of 2010 [12 U.S.C. 5561 et seq.], (see 15 U.S.C. §1607) that is empowered by Law to provide my relief; not the CFPB.

CFPB is not contemplated in Consumer Financial Protection Act.

The Board of Governors of the Federal Reserve System conscious decision to conceal the lawful Bureau; and substitute the color of law CFPB in its place offends the Laws of the United States of America, my civil rights and civil liberties, and aids enemies of the United States in the extortion of the wealth of our Country.

As it is your duty to enforce the Laws of the United States of America, I petition you to enforce the Law regarding Consumer Finance Protection as my relief, and to reduce the National Debt.

Thank you for your Service.

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