SMART MONEY MOVES: RACHEL CRUZE & DR. JOHN DELONY TACKLE TOUGH FINANCIAL!

On The Ramsey Show, Rachel Cruze and Dr. John Delony tackle tough financial and life questions with wisdom, clarity, and a no-nonsense approach. A frustrated wife wonders how to push her husband to step up and find a better job. Should she be blunt, or is there a better way to encourage him? Another listener asks if paying off a rental property is the right move, weighing financial freedom against keeping cash on hand. Family tensions arise as one caller worries that their siblings will squander their inheritance, raising the question—how do you handle money disputes with loved ones? Meanwhile, a concerned parent is shocked to learn that students are spending $20 a day on take-out lunches—what happened to personal responsibility and smart budgeting? A debt-free couple admits they’re still living paycheck to paycheck, struggling to get ahead even without debt. And finally, someone wants to know if they can afford a luxury watch—should they splurge, or is this just another financial trap? Rachel and Dr. Delony offer practical, common-sense advice, reminding listeners that financial peace isn’t about flashy purchases, but smart choices that lead to long-term stability and success.