Is ID.me the Future of Digital Identity, or a Privacy Nightmare?

Are financial scams and disasters leaving you feeling overwhelmed? In this episode of the Ask Ralph Show, Ralph tackles real-life questions from listeners about protecting finances and staying secure. He addresses concerns about using ID.me to get an IRS IP PIN and offers tips for managing insurance claims after a devastating fire. Ralph also shares advice on spotting IRS scams that target the elderly and highlights key red flags to watch for. With practical guidance and an emphasis on staying informed, this episode equips you with tools to safeguard your finances, support loved ones, and maintain peace of mind—while exploring whether ID.me is the future of digital identity or a privacy nightmare.

Read today’s blog article: https://www.askralphpodcast.com/blog/right-choice-for-your-digital-identity/

https://www.askralphpodcast.com/id.me-the-future/

Podcast Timestamps:
00:00 Episode Overview
01:26 Bible Verse
01:55 Today’s Gratitude Statement
02:40 Listener Question: IRS ID PIN Concerns
03:45 ID.me and IRS Partnership
05:24 Alternatives to Using ID.me
07:15 Reflection Questions
09:07 Listener Question: Navigating Insurance Claims After a Disaster
11:16 How To Manage Insurance Claims After A Catastrophe
17:15 Reflection Questions
21:17 Listener Question: Identifying IRS Scams
23:50 Key Red Flags to Recognize IRS Scams
31:51 What to Do if You Suspect a Scam
33:20 Reflection Questions
36:24 BOI Scams
41:09 Call to Action - Share the Ask Ralph Show
41:55 Final Thoughts

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