money you reallyl need to live in spain after BREXIT

The cost of living in Spain can vary significantly depending on the region, lifestyle, and personal circumstances. After Brexit, British citizens face additional considerations such as visa requirements, healthcare, and taxes. Here's a breakdown of the costs and requirements:

Cost of Living
Accommodation

Rent: €600–€1,200 per month for a one-bedroom apartment, depending on the city (e.g., Madrid or Barcelona are pricier, while smaller towns are cheaper).
Buying property: Prices vary widely. In urban areas, it can range from €1,500–€4,000 per square meter.
Utilities and Internet

Utilities (electricity, water, heating): €100–€150 per month.
Internet: Around €40 per month.
Food

Groceries: €200–€400 per month for a couple.
Dining out: A meal at a mid-range restaurant costs about €10–€15 per person.
Transportation

Public transport: €40–€60 per month for a pass.
Owning a car: €150–€300 per month (insurance, fuel, and maintenance).
Healthcare

Public healthcare is free for residents, but private insurance can range from €50–€200 per month, depending on age and coverage.
Miscellaneous Expenses

Entertainment, shopping, and other discretionary expenses: €100–€300 per month.
Post-Brexit Considerations
Residency and Visas

Long-term stays require a visa. Non-EU nationals need proof of income of at least €28,800 per year (or €7,200 for each dependent). This may increase annually.
For retirees, a Non-Lucrative Visa is common, which also requires private health insurance.
Healthcare

British citizens cannot use the EHIC/GHIC for permanent residency. Private health insurance is mandatory unless you're a registered resident eligible for public healthcare.
Currency and Taxes

Income from the UK may be subject to taxation in Spain. It’s essential to consult a tax advisor to avoid double taxation.
Banking

You may need a Spanish bank account to pay bills. Some banks offer non-resident accounts.
Overall Budget
Single person: €1,200–€1,800 per month in a mid-sized city.
Couple: €2,000–€3,000 per month for a comfortable lifestyle.
Family: €2,500–€4,500 per month, depending on location and schooling costs.
Living outside major cities or in rural areas significantly reduces costs. Budgeting carefully and planning for visa and tax obligations are crucial for post-Brexit life in Spain.