New financial system

What is like to have a tax free retirement plan
VS a tax deferred plan like your 401k. Tax free money is all yours! I dont know about you but I like tax FREE money.
Tax deferred plan like a 401k you can plan on giving about half away to uncle sam, you know since he worked side by side with you for all your working years. Was it him that worked all those over time hours, nights, weekends, NO but he still wants his cut.