What is title insurance and why do I need it?

Have you ever worried about losing your dream home due to an unforeseen claim on your property? In this episode of The Ask Ralph Show, Ralph Estep Jr. answers the critical question: What Is Title Insurance and Why Do I Need It? Ralph explains the importance of both lender and owner's title insurance, real-life situations that can arise without coverage, and why it’s essential for every homebuyer. Learn how title insurance protects your investment and ensures peace of mind.

https://www.askralphpodcast.com/title-insurance-and-why/

Podcast Timestamps:
00:00 Episode Overview
01:37 Listener’s Question: Michael’s Title Insurance Dilemma
03:35 Bible Verse: Proverbs 27:12 – Prudence and Preparation
03:56 Two Types Of Title Insurance
05:11 Real-Life Story: A Family’s Struggle Without Owner’s Title Insurance
08:53 Key Protections Offered by Title Insurance
07:25 #1 Coverage Against Unknown Heirs
09:28 #2 Safeguard from Document Issues
09:52 #3 Protection from Financial Claims
10:57 #4 Defending Legal Rights
12:23 Costs and Benefits of Title Insurance
16:28 When Will You Encounter Title Insurance?
18:41 Call to Action
20:42 Action Steps You Can Take
29:27 Live Listener’s Question: Umbrella Insurance Policy
34:20 Closing

Websites mentioned:
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