What happens if I outlive my life insurance?

Wondering what happens if you outlive your life insurance policy? In this episode of The Ask Ralph podcast, Ralph Estep Jr. explains what you should do when your term life insurance expires and how to ensure your family’s financial future is still secure. Ralph shares real-life examples of clients who outlived their policies and discusses strategies like converting to whole life insurance, purchasing a new policy, or combining life insurance with long-term care coverage. Tune in for practical, actionable advice on protecting your loved ones even after your life insurance ends and get answers to the question, "What happens if I outlive my life insurance?”

https://www.askralphpodcast.com/outlive-my-life-insurance/

Podcast Timestamps:
00:00 Introduction to Life Insurance Concerns
00:14 Understanding Policy Expiration
00:48 Mitch's Listener Question
02:28 Bible Verse: Jeremiah 29:11
03:41 Real Life Story of a Client
06:12 Exploring Options Post-Policy
06:34 Steps To Prepare For A Change In Life Insurance
07:47 Assessing Financial Needs
11:18 Navigating Insurance Decisions
15:55 Recap and Closing

Websites/Resources mentioned:
https://www.askralphpodcast.com/life-insurance-needs/

What is your question that you would like to ask Ralph? Send Your Question here: https://justaskralph.com/

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