California Dream For All Act

The California Dream For All program is designed to help first-time homebuyers, particularly those from low- to moderate-income households, with down payment and closing cost assistance. It offers loans covering up to 20% of the home’s purchase price, which can significantly reduce the upfront cost of buying a home. The program uses a shared appreciation model, meaning that when the home is sold or refinanced, the borrower repays the loan along with a portion of any increase in the home’s value.

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