Indexed Universal Life Insurance: Unmasking the Myths and Risks

When I first came into the life insurance business a few years ago, I thought Indexed Universal Life (IUL) insurance was the perfect financial hack--both as an agent selling IULs, and as a policy owner myself. Tax-free growth? Becoming my own bank? Loans I didn’t have to repay? It all sounded too good to pass up. But over time, I dug deeper and realized there’s a lot more to IULs than meets the eye—some parts can be downright deceptive.

In this video, I’m sharing everything I’ve learned about IULs both: the good, the bad, and the hidden. I’ll break down how these policies work, the common pitfalls you need to be aware of—like misleading illustrations and rising costs that will hit you down the line. Whether you're just curious, are considering purchasing a policy, already own a policy, or if you're an agent with integrity who is looking to help your clients, this video is for you.

If you already have an IUL and want a policy review, or if you're interested in creating your own life insurance strategy, I’d love to help. You can schedule a free consultation with me. And for fellow agents out there who genuinely care about doing what’s best for your clients, reach out—I’d love to collaborate.

Money is your servant, Master it!

Schedule an IUL Policy Review:
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Do you want to work with other agents with integrity? Let's connect:
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Check out my website for other ways I help my clients:
https://www.ernestmoneyservant.com

Learn a better way to save through the power of Whole Life Insurance visit: https://www.wholelifesavingstrategy.com/ernesto-atyourservice

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