The Gaming of the Big Insurance Companies

Let’s say that 40% of all the premiums get paid out for claims made of a $1B pool in a given year. That means $600M does not get paid out. What happens to that residual wealth remaining for that year? Who are the beneficiaries to this windfall of wealth?

Why has society glommed onto their fears and have become so risk adverse? Such that they are willing to settle for a life of safety and security without understanding what other liberties they are willing to give up. If not the unpaid premiums, what about their willingness to take experimental vaccines without knowing what the long term consequences are for their overall health will be over a 20 to 50 year period?

Meanwhile check out the Alset app, the alternative to the current economic system.
https://www.yourealset.com/