3 Types of Fixed Annuity Surrender Terms. How they work & where the advantages. Walk-Away is my pick

Watch: https://youtu.be/iqqaP7yrKFc
0:39 - Intro
1:25 - Walk Away: Ends after initial term. This is the cleanest surrender charge penalty. Offer the client time to make decisions. (Advantage to owner)
2:17 - Continuing: A limited surrender term that may be broken up into an initial term and a continuation term. (Advantage to insurance company to maintain premiums, advantage to owner with limitation on penalty period)
3:52 - Repeating / Recurring: Forever surrender charges broken up into matching terms based on initial selection. (Advantage insurance company)
4:53 - Conclusion/Review
6.43 - Disclosures
6:57 - Closing

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