What is a Hard Insurance Market?

There are Major changes coming to Medicare in 2025. And it is created a "Hard Insurance Market"
What does that mean?

0:00 Intro
0:09 What is a Hard Insurance Market?
0:31 What causes a Hard Market?
0:47 How does a Hard Market affect You the customer?
1:13 How long does a Hard Market last, and what can you do about it?

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