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How much do you need to have in your savings to feel financially prepared?
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5 months ago
14
What would it take to feel financially prepared? New research has found the average American feels prepared for the worst once they have $5,078 saved up.
The poll of 2,000 employed Americans split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X and 500 baby boomers) found Gen Zers need at least $4,286 in their bank account at any given time to feel prepared.
Meanwhile, baby boomers would like to have almost $6,500 ($6,490.70) and Gen X would feel most secure with closer to $5,000 ($4,910.10).
Conducted by Talker Research on behalf of Chime, results found 63% believe they could afford to cover an unexpected, $500 expense — although 30% of them admit it would put a strain on their finances.
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