The Champion of Medicare

Like human health, the health industry can change rapidly. Year in and year out, there's changes in the Medicare health care in the US. It can be from providers going bankrupt, providers becoming out of network with a specific insurer, drug formularies changing, to plan contract benefits changing. With all these changes, this is a risk to the beneficiary. It’s important when choosing a health plan at 65 to look for stability in the overall plan. Here are the top characteristics you should look for:

1. Guaranteed Issue
2. Guaranteed Renewable
3. Choose Your Doctors and Hospitals
4. Low Out of Pocket Costs

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