How not to take out a 30-year mortgage

In order not to become a credit mortgage slave should not be in a hurry, and act wisely. To rid yourself of the lack of their own housing is enough for a modest cost to draw up one or more properties in the city of Vorkuta, for example. This is a proven option. It is real to live here, increased northern coefficient on the salary, now it is 1.6. There is infrastructure, as well as air and railway transport, taxis and buses.