Student Seeks Advice on Home Pre Approval Process

Join Justin in this video as he discusses fast-tracking home loan approval and explores high-end homes in Southern California. Justin shares tips on using a non-occupant co-borrower to expedite loan approval and introduces Belmont Shore as an affordable LA County option. He provides insights on choosing a mortgage lender, emphasizing the importance of comparing cash-to-close, total payment amount, and interest rates. Don't miss this informative video on real estate and mortgage advice in SoCal.
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Check out JK Mortgage website for more info: https://jkmortgage.com/
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Justin Kautz
JK Mortgage Team/ Spot On Lending Inc.
NMLS: 913358 DRE: 01447986 Corp:1767407
Call or Text: 949-867-1157
jk@justinkautz.com
3242 E Coast Hwy
Corona Del Mar, CA 92625
Spot ON Lending, Inc./Full Service Mortgage Group
NMLS:02066654 | 60DBO-154093
Georgia & Texas NMLS#1767407
Florida NMLS#MBR5826 Tennesse NMLS# 1243230

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Timestamps:
00:00 - Introduction
0:11 - College student wanting a home loan
1:02 - Current location (Encinitas, California)
2:08 - Upcoming high-end home visits
3:06 - Open house details in Belmont Shore
6:45 - Climbing a set of stairs
8:10 - Comparing mortgage quotes and lenders

Home loan approval:
Home loan approval is crucial for buying a home.
Good credit improves home loan approval odds.
Pre-approval helps assess buying power.
Accurate financial documentation is essential.
Lenders consider various factors for approval.

EMT for firefighters:
EMTs assist firefighters in emergencies.
EMTs require specialized training and certification.
This career is vital for saving lives.
EMTs work closely with firefighting teams.
It's a noble path in public service.

Non-occupant co-borrower:
Non-occupant co-borrowers aid mortgage approval.
Typically, they're close family or friends.
Creditworthiness matters for co-borrowers.
Co-borrowers share loan responsibility.
It enables homeownership for many.

High-end homes:
High-end homes offer luxury and space.
They feature premium finishes and amenities.
Quality, location, and exclusivity matter.
Expect higher prices for high-end homes.
Ideal for those seeking a lavish lifestyle.

Belmont Shore:
Belmont Shore: Beachfront in Long Beach, CA.
Enjoy beach access and local vibrancy.
Spanish-style homes characterize the area.
Blend of charm and urban convenience.
Desirable due to proximity to Pacific Coast Highway.

Real estate investment requires thorough due diligence to minimize risks and maximize returns.

#HomeBuyingTips #RealEstateAdvice #PreApprovalProcess