The Investment World Quickly Explained

Quickly get an overview of how the investment system works. This is a simplified view of how money moves around.

The public have two needs:
Saving and Risk protection.

A financial advisor will point them to an Institutional Investor
Bank
Collective Investment Scheme
Pension Fund
Life Insurer
Medical Aid Scheme
General Insurer

An investment consultant will then help the institutional investor decide which fund to invest in. A fund is run by an asset manager who then goes and buys assets from a broker in the various markets.

Some of the most common markets:
Equity
Bonds
Property
Money
Alternative Assets