*WATCH ME APPLY* AAdvantage Aviator World Elite Business Mastercard (80K Miles)!

2 years ago
19

The AAdvantage Aviator Business credit card is offering 80,000 AA miles for a limited time! Watch me apply with some credit card application tips along the way! Click “Show More” to see Ad Disclosure.

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I decided to apply for the AAdvantage Aviator World Elite Business Mastercard for a limited-time welcome bonus opportunity (80,000 miles). I’ve got some international travel on my mind within the next year, so it’s time to stock up on some airline miles for future redemptions that can help me save money on travel!

WELCOME OFFER (June 2022)
Earn 80,000 AAdvantage miles and a $95 statement credit after spending $2,000 in the first 90 days.

ANNUAL FEE = $95

EARNING MILES
- 2X American Airlines purchases
- 2X Office Supply, Telecom, and Car Rental merchants
- 1X Other Purchases

MAIN BENEFITS (terms apply)
- 1st Checked Bag Free for you and up to 4 companions on the same domestic itinerary operated by American Airlines.
- Companion Certificate good for 1 guest at $99, plus fees & taxes. Issued each year after your account anniversary if you spend $30K on your card.
- Preferred Boarding for you and 4 companions on the same itinerary operated by American Airlines.
- 25% Infight Savings for food and beverages.
- No Foreign Transaction Fees.

MY CREDIT SCORE / CREDIT REPORT – BEFORE

Credit Scores
- Experian: 802 (FICO Score 8)
- TransUnion: 804 (VantageScore 3.0)
- Equifax: 821 (VantageScore 3.0)

Inquiries
- Experian: 7
- TransUnion: 5
- Equifax: 1

New Accounts
- Past 6 months: 1
- Past 12 months: 2
- Past 24 months: 4

Average Age of Accounts
- 4 years 2 months

Prior Relationship
- 1 personal card
- 1 business card

WHICH CREDIT BUREAU DOES BARCLAYS USE?
- Barclays used TransUnion for my business credit card application. Results may vary based on location, though Barclays tends to favor TransUnion.

MY CREDIT SCORE / CREDIT REPORT – AFTER
- My TransUnion credit score decreased from 804 to 800, a decrease of 4 points.
- My inquiry count on TransUnion went from 5 to 6, an increase of 1.
- My New Accounts & Average Age of Accounts had no change as Barclays business credit cards do not report to your personal credit report.

A FEW MORE THINGS THAT ARE GOOD TO KNOW…

1. I first got this American Airlines credit card in Aug. 2018. Closed it in Sep. 2019. Time since closure = 33 months (2 years 9 months).

2. My last Barclays card was the Wyndham Rewards Earner Business, which was opened in Oct. 2021. Time since opening = 8 months. Recommended to have 6+ months between Barclays applications.

3. I made sure to use my 2 existing Barclays credit cards for a variety of transactions in the month prior to applying for this new American Airlines credit card.

4. At first, I had a moderately high utilization on my credit report (~42%) from my Chase Sapphire Preferred card. So, I paid off that statement balance & let my new utilization get reported (~2%) before applying for this new American Airlines credit card. A big factor in credit card approvals is how much you make compared to how much you owe (i.e. your debt levels, which may include debts from other credit cards, mortgage, student loans, auto loans, etc.)

🎬 MORE CREDIT CARD VIDEOS

🔹Chase Sapphire Preferred Review 2022: https://youtu.be/xePTy2oUM6A

🔹Chase Sapphire Reserve Review 2022: https://youtu.be/WJLanmuPmoQ

🔹Amex Gold vs. Chase Sapphire Preferred 2022: https://youtu.be/HolY8a3Jva4

🔹Citi Premier vs. Chase Sapphire Preferred 2022: https://youtu.be/YrxI037gJOg

🔹Chase Sapphire Preferred $50 Hotel Credit (How to Use It | Demo): https://youtu.be/pkjAZmWq21U

🔹Amex Platinum Card Review 2022: https://youtu.be/IaLBFpQj-eE

🔹Amex Gold Card Review: https://youtu.be/vRV5CsjGgRo

Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.

#aadvantagecreditcard #americanairlines #travelcreditcards

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