*WATCH ME APPLY* Citi Premier Card (80,000 Points!)

The Citi Premier Card is offering 80,000 POINTS for a limited time. Watch me apply to see what happens (PLUS: Will the “Citi 6 Inquiry Rule” apply to me?!) Click “Show More” to see Ad Disclosure.

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🔗 DOCTOR OF CREDIT BLOG POST - Does Citi Deny You If You Have 6 Or More New Inquiries From One Credit Bureau Within Six Months?: https://www.doctorofcredit.com/citi-deny-6-new-inquiries-one-credit-bureau-within-six-months/

The Citi Premier Card is one of the best travel credit cards available right now and competes against other credit cards like the Amex Green Card, Amex Gold Card and the Chase Sapphire Preferred. And while it has an elevated welcome bonus for a limited time, it’s a great time to apply!

There’s also been some discussion about the “Citi 6 Inquiry Rule,” whereby Citi will deny a credit card application if you have 6 or more inquiries within the past 6 months on the credit report they pull (I accidentally thought it was the past 12 months in the video). It’s apparently a soft rule, meaning it may not be applied all the time. If you get denied for that reason, you may also be able to call the Citi Reconsideration Line and request they pull a different credit report that has a lower inquiry count. That could be a way to turn a denial into an approval.

At the time of applying for the Citi Premier Card, I’ve got 6 hard inquiries on my Experian credit report (and I had a good feeling that Citi would pull Experian for my application).

So, this application will also be a test of whether or not this 6 Inquiry Rule will be applied to my situation.

Let’s see what happens!

Here’s some more info about the Citi Premier Card…

SIGNUP BONUS
Earn 80,000 Citi ThankYou Points after spending $4,000 in the first 3 months. Value = $800 towards gift cards, cash back, or travel.

EARN CITI THANKYOU POINTS
3X Flights
3X Hotels
3X Restaurants
3X Supermarkets
3X Gas Stations
3X Travel Agencies
1X Everything Else

ANNUAL FEE
$95

CITI TRANSFER PARTNERS
Aeromexico Club Premier
Air France-KLM Flying Blue
Avianca LifeMiles
Cathay Pacific Asia Miles
Emirates Skywards
Etihad Guest
EVA Air Infinity MileageLands
Jet Airways JetPrivilege / InterMiles
JetBlue TrueBlue
Malaysia Airlines Enrich
Qantas Frequent Flyer
Qatar Airways Privilege Club
Singapore Airlines KrisFlyer
Thai Airways Royal Orchid Plus
Turkish Airlines Miles&Smiles
Virgin Atlantic Flying Club

CITI PREMIER CARD BENEFITS
- $100 Annual Hotel Savings Benefit: Enjoy $100 off a single hotel stay of $500 or more, excluding taxes and fees, when booked through thankyou.com or 1-800-THANKYOU. This benefit will be available to you once per calendar year.
- No Foreign Transaction Fees
- Shop With Points: Use points during checkout at Amazon.com & BestBuy.com (0.8¢ per point value…not ideal)

CITI TRIFECTA
Here are some Citi credit cards that go well with the Citi Premier Card. You can use them to create a multi-card setup (e.g. Citi Trifecta of 3+ cards) to earn points faster by covering different rewards categories.
- Citi Custom Cash Card
- Citi Double Cash Card
- Citi Rewards+ Card | Citi Rewards Plus Card
- Citi Premier Card (currently discontinued to new applicants)

🎬 MORE CREDIT CARD VIDEOS

🔹Chase Sapphire Preferred Review 2022: https://youtu.be/xePTy2oUM6A

🔹Amex Gold vs. Chase Sapphire Preferred 2022: https://youtu.be/HolY8a3Jva4

🔹Citi Premier vs. Chase Sapphire Preferred 2022: https://youtu.be/YrxI037gJOg

🔹Amex Platinum Card Review 2022: https://youtu.be/IaLBFpQj-eE

🔹Amex Gold Card Worth It In 2022 | Amex Gold Card Review: https://youtu.be/iF07TX7MH8Y

Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.

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