The 8 STUPIDEST Credit Card Benefits I've Ever Seen...

You won’t believe how AWFUL these credit card benefits are! (SPOILER ALERT: Some of them are found on a few of the BEST credit cards - and YOU & I BOTH may have some of them in our wallets)! Click “Show More” to see Ad Disclosure, links, and additional information below.

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00:00 - Intro
00:23 - Chase Sapphire Preferred
2:38 - Amex Platinum Card
5:10 - Marriott Bonvoy Bountiful & Bevy
8:26 - World of Hyatt Business Card
9:15 - U.S. Bank Altitude Reserve
12:06 - Bank of America Premium Rewards Elite
14:22 - Citi AAdvantage Executive World Elite Mastercard
15:31 - Visa Infinite Reserve Rewards+ Card by Elan Financial Services

Here are my thoughts about the worst credit card benefits right now…

1. The Chase Sapphire Preferred 10% Anniversary Bonus is not what you think it is. You get 10% back of your annual spend back in the form of POINTS! Spend $50,000? Get 5,000 points worth $50 cash back or $62.50+ towards travel! That’s only an additional 0.1% return!

2. The Amex Platinum Card SoulCycle At Home Bike Credit can be worth up to $300, but only if you comply with all of the restrictive terms and conditions for this single-merchant-single-product benefit.

3. Neither the Chase Marriott Bonvoy Bountiful card nor the Amex Marriott Bonvoy Bevy card give you an annual free night just for having the card. To get one, you’ll have to pay a $250 annual fee and spend $15,000 on your card. Then, you’ll receive your certificate that’s capped at a redemption value of 50,000 points (combinable with up to 15,000 additional points if you have them). Compare that to the Hilton Honors Surpass Card (and business version), which have a $95 annual fee, the same $15,000 spend requirement, and give you an annual free night certificate with NO CAP!

4. The World of Hyatt Business Credit Card is the ONLY business hotel credit card that DOES NOT come with some form of anniversary free night! The ones from Hilton, Marriott, IHG, and Wyndham all do, however!

5. The Priority Pass Select membership that comes with the U.S. Bank Altitude Reserve card only gives you 4 free visits for you and up to 4 guests per year for a $400 annual fee. Even the U.S. Bank Altitude Connect card (personal AND business versions) give you 4 Priority Pass visits per year, and those have a $95 annual fee (or $0 in Year 1)!

6. The Bank of America Premium Rewards Elite card gives you a $150 Lifestyle Credit. Really?! A top-tier premium travel credit card with a private jet benefit advertising to high net worth / high income earners tries to market itself with $150 per year in “lifestyle” benefits?

7. The newly revamped Citi AAdvantage Executive World Elite Mastercard gives you up to $120 per year in Lyft credits, but only up to $10 per month, and only if you take 3 rides each month!

8. The Elan Visa Infinite Reserve Rewards+ Card took the ‘coupon book’ model to new heights with up to $20 per month in 4 select categories (but each one is capped at $5 per month)! Learn more at this link: https://card.myaccountaccess.com/credit/visa-reserve-rewards-plus.do

Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.

#creditcards #creditcard #americanexpress