Amex Platinum vs. Delta Reserve (Which Should YOU Get?!)

Which is the BEST travel credit card between the Amex Platinum Card and the Delta SkyMiles Reserve? Find out with this side by side comparison (you’ll be shocked at the similarities)! Click “Show More” to see Ad Disclosure.

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The American Express Platinum Card and Delta SkyMiles Reserve American Express Card are two high-end travel credit cards. While some of their benefits are very similar (even identical at times), these travel credit cards still serve 2 very distinct purposes.

WELCOME OFFERS (May 2023)

The Amex Platinum Card’s public welcome offer is to earn 80K Amex Membership Rewards points after spending $6K in the first 6 months. This is worth $800+ toward flights and the card has a $695 annual fee. The Delta SkyMiles Reserve’s public welcome offer is to earn 50,000 Delta SkyMiles and 10,000 Delta MQMs after spending $5K in the first 6 months. The miles portion of this offer is worth around $550 on average and the card has a $550 annual fee.

EARNING POINTS / MILES

The Amex Platinum Card earns in the following ways:
- 5X Flights (Directly with Airlines or via the Amex Travel Portal, up to $500K per year)
- 5X Hotels (Via the Amex Travel Portal when they’re prepaid)
- 1X Other Purchases

The Delta SkyMiles Reserve Card earns in the following ways:
- 3X Delta Purchases (Directly with Delta)
- 1X Other Purchases

REDEEMING POINTS / MILES
- Amex Membership Rewards points earned from the Amex Platinum Card are worth 1.7¢ each on average towards travel via Amex Transfer Partners, 1.0¢ each towards flights via the Amex Travel Portal, and 0.6¢ each via cash back as a statement credit.
- Delta SkyMiles earned from the Delta SkyMiles Reserve card are worth 1.1¢ each on average towards flights.

AMEX PLATINUM CARD BENEFITS | DELTA SKYMILES RESERVE BENEFITS
- The American Express Platinum Card offers a bunch of credits for travel ($789) and retail / lifestyle ($1,095).
- Both cards offer up to $100 for TSA PreCheck or Global Entry.
- Both cards offer airport lounge access to the Amex Centurion Lounges and Delta SkyClubs, but the Amex Platinum Card offers additional access including Priority Pass, Plaza Premium Lounges, and more.
- The Amex Platinum Card offers elite status with Marriott Bonvoy, Hilton Honors, and several car rental companies (Hertz, Avis, National). The Delta Reserve Card offers benefits specifically with Delta (Delta Status Boost, MQD Waiver, Complimentary Upgrades, Upgrade Priority).
- For flight-specific benefits, the Amex Platinum Card allows you to Upgrade with Points on select airlines (Delta is not currently an option). The Delta SkyMiles Reserve includes benefits like TakeOff 15, an Annual Companion Certificate, Free 1st Check Bag, 20% inflight discount, and Priority Boarding.
- Additional benefits mentioned in the video.

Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.

#creditcards #americanexpress #amex