Why you should live in Celina Texas!

You should Live in Celina, Texas !

Old Celina Park
If your kids love playing baseball or little league, check out Old Celina Park!

It is the Crown Jewel of parks and his most all of the youth and adult sports activities are played here..

With 4 synthetic turf ball fields, 3 natural grass baseball fields, 1 natural surface softball field, and wide open space for soccer and football. Founders Park has basketball courts, a tennis court, horseshoe pits, a play structure, and a gazebo..

Just like the homes in North Dallas, Celina Park is FULL of amenities!

1. Book a Call With Me: https://calendly.com/justinkautz/15min or link in BIO

2. Apply Online: https://spotonlending.my1003app.com/913358/register or link in BIO

3. Call or Text Me: (559)679-5730

I have been a mortgage broker for 18 years. Book a call with me to chat about your scenario, needs and timeframe. Currently licensed for purchase and refinance in: California, Texas, Tennessee, Georgia, Florida, Colorado and Louisiana. I highly recommend using an independent mortgage broker like myself-especially one that uses UWM. Companies that are direct lenders are overcharging in RATE and FEES on conventional AND especially FHA and Va loans. Examples of these direct lenders are Rocket Mortgage, Guaranteed Rate, Navy Federal, USAA, Country Club Mortgage, Kings Mortgage, Resource Lenders, Alameda Mortgage, Academy Mortgage - any lender that is NOT a wholesale independent mortgage broker.

We are also competitive on Jumbo and we also have conforming and high balance with second mortgage underwritten by the same underwriter at UWM. We use UWM 99% of the time because of smokin' low rates, Amazing communication from underwriters, processor assist and closing assist. Also, minimal conditions, 4 to 6 hour same day approvals, CD released on initial approval and more. We actually use Bomb bomb videos to explain your loan options with a screen share, SAME on pre-approvals so that the seller accepts YOUR offer and we use them to explain your disclosures as well as most updates.

Here are some examples of what I do with Bomb bomb videos.. MAJOR VALUE right here:

Example of Bombbomb Videos:

#1 I am explaining initial disclosures Sept 4, 2022 on a low Fico VA loan:
https://vid.us/abi4dq

#2 I am explaining pricing on the 2 - 1 buy down 30 year conventional loan on Sept 9. 2022:
https://vid.us/abi4dq

#3 I am giving an update to the all parties on an appraiser order July 7, 2022:
https://vid.us/cr7ftu

#4 One of my pre approval letters for a VA Jumbo loan in Sonoma County, CA on Aug 4, 2022 - Close date was October 4th and we actually closed it Aug 31, 2022
https://vid.us/6houfw

I ALSO believe that value is in providing options such as 3 rate options for the same product. What do I mean? For example, a fee sheet with a par 30 year fixed rate. Another fee sheet with a 1 point cost buy down. Another fee sheet with a 2 point cost buy down.

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Justin Kautz
The Justin Kautz Mortgage Team
NMLS: 913358
Call or Text:
(559) 679-5730
(214) 227-6676
jk@justinkautz.com
CA TX TN GA FL LA CO