Pradhanmantri Vyay Vandana Yojana|प्रधानमंत्री वय वंदना योजना|PMVVY #pmvvy #yojanaindia

1 year ago
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Pradhanmantri Vyay Vandana Yojana (PMVVY) is a pension scheme announced by the Government of India exclusively for senior citizens aged 60 years and above. Here are some key details about the scheme:

Eligibility:
- The scheme is open to all senior citizens aged 60 years and above.
- There is no maximum age limit.
- The policy can be purchased by paying a lump sum amount.

Features:
- The scheme provides an assured pension of 7.4% per annum for the year 2022-23, payable monthly.
- The minimum pension amount is Rs. 1,000 per month, and the maximum pension amount is Rs. 10,000 per month, depending on the amount invested.
- The policy can be purchased offline or online.
- The policy can be surrendered after three years.
- Loan facility is available after three years.

Benefits:
- Guaranteed pension income for 10 years.
- The policyholder can choose the mode of pension payment as per their convenience, i.e., monthly, quarterly, half-yearly, or yearly.
- After completing three successful policy years, individuals can avail loan against a Pradhan Mantri Vaya Vandana Yojana investment. Pensioners can borrow a maximum of 75% of the purchase amount as a loan. Interest calculated on the loan is recovered from the pension payment as per the chosen frequency of loan repayment.

Application Process:
- The policy can be purchased offline or online.
- To purchase the policy offline, the applicant needs to visit the nearest LIC branch.
- To purchase the policy online, the applicant needs to visit the LIC website and follow the instructions.

Documents Required:
- Age proof (birth certificate, passport, etc.)
- Identity proof (Aadhaar card, PAN card, etc.)
- Address proof (passport, driving license, etc.)
- Photograph

In conclusion, Pradhanmantri Vyay Vandana Yojana is a pension scheme for senior citizens aged 60 years and above. The scheme provides an assured pension of 7.4% per annum for the year 2022-23, payable monthly. The policyholder can choose the mode of pension payment as per their convenience, and loan facility is available after three years. The policy can be purchased offline or online, and the required documents are age proof, identity proof, address proof, and photograph.

Important Links:-
https://licindia.in/

https://licindia.in/pradhan-mantri-vaya-vandana-yojana-plan-no.-842-uin-512g311v01-

https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Vaya-Vandana-Yojana(PMVVY)

कृपया वीडियो को अपने गांव, क्षेत्र या मित्र मंडल में जरूरतमंद व्यक्ति को साझा करें ताकि वे सरकार द्वारा प्रदान किए गए इस लाभ का लाभ उठा सकें और इस जानकारी को पारित करने के इस छोटे से प्रयास के लिए मुझे अपनी प्रार्थनाओं में याद रखें ताकि आप भारत सरकार द्वारा प्रदान किए गए कुछ लाभ प्राप्त कर सकें।

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Disclaimer : Read it in the start of video. (English & Hindi)

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