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15 Signs You Have No Control Over Your Money
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@bookishears
15 Signs You Have No Control Over Your Money
Living Paycheck to Paycheck: If you constantly find yourself running out of money before your next payday and have no savings to fall back on, it's a sign that your financial control is lacking.
High Credit Card Debt: Carrying a large balance on your credit cards and only making minimum payments suggests you may be losing control of your finances.
No Budget: If you don't have a budget or don't stick to one, it can be a sign that you're not actively managing your money.
Ignoring Bills: Avoiding opening bills or letting them pile up without paying them on time is a clear sign of financial disarray.
No Emergency Fund: Not having an emergency fund to cover unexpected expenses like medical bills or car repairs indicates a lack of financial preparation.
Borrowing to Pay Bills: If you frequently need to borrow money from friends, family, or payday loans to cover basic expenses, it's a sign of financial instability.
No Retirement Savings: Failing to save for retirement or having no retirement plan in place can leave you financially vulnerable in the future.
Impulse Spending: Constantly making impulse purchases or splurging on items you don't need can drain your finances quickly.
Overdrawing Accounts: If you frequently overdraft your checking account because you're not keeping track of your spending, it's a sign of financial negligence.
No Financial Goals: Lacking clear financial goals or not working towards them can indicate a lack of control over your financial future.
Remember, recognizing these signs is the first step towards regaining control over your money. Seek help from a financial advisor or create a plan to improve your financial situation if you identify with any of these signs.
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