What could happen if Congress doesn't raise the debt ceiling according to Janet Yellen?

In a recent interview, US Treasury Secretary Janet Yellen warned of a potential "constitutional crisis" that could lead to economic and financial catastrophe if Congress fails to raise the federal debt limit. The government could be at risk of running out of cash, and the US might face financial market consequences even if it avoids default. Yellen has urged Congress to fulfill its responsibility and raise the debt ceiling to prevent this catastrophe, which neither President Biden nor the US Treasury could prevent on their own.

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