Florida homeowners with Citizens Property Insurance upset over mandatory flood insurance in non-flood zones

As of last week, 1.24 million Florida homeowners have the state’s “insurer of last resort,” Citizens Property Insurance. But now, some are worried about a mandatory flood insurance requirement, even if they aren’t in flood zones. A bill out of last year’s legislative special session aimed at helping curb the property insurance crisis requires all Citizen’s residential policies to also have flood insurance in phases starting this month to January 1, 2027. ABC Action News has received several messages from concerned homeowners and insurance agents, worried about the extra cost of the new requirement for residents in non-flood zones.