Broke In Your 20s or 30s & Feeling Lost: 10 Steps To Achieve Financial Independence And Retire Early

In this video, I shared 10 critical steps to take if you are broke in your 20s or 30s and want to achieve financial independence or financial freedom and retire early rich or wealthy. The steps shared include knowing your worth and when to ask for more money, striking a balance between you only live once and you need to retire early financially independent, creating a budget to manage your expenses, make decisions that enrich you and not ones that keep you broke such as purchasing a motor vehicle versus investing in portfolio income or real estate and allow your assets to pay for your liabilities. Starting to invest in your 20s and 30s is another critical step to achieve in financial freedom and this includes investing in diversified index funds, real estate investment, mutual funds with an objective to earn passive income. other steps including not comparing yourself to others and ensuring that your passion is a lying to your paycheck and to do so by monetizing hobbies to make millions. Debt management is also a critical factor to achieve financial freedom if you were in your 20s and 40s before retirement. that is necessary in your 20s as it builds credit score and enables loans and mortgages however you should focus on paying off your credit card balance and not incurring interest charges and ensuring that your credit card is a cashback card and also avoid borrowing money for trivial things. Develop a habit to save for what you want and avoid buying on credit as much as possible. Creating an emergency fund and investing in insurance such as critical illness and life insurance will be important and creating a retirement fund and leveraging benefits like your 401(k) or an employer retirement fund will be important. Also developing additional streams of income is another factor that will enable financial freedom if you’re in your 20s or 30s.

#broke #financialfreedom #earlyretirment

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