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Bueno Byte #3: Let’s Talk About #Loans
Secured versus unsecured, which loan you opting for?
To me, it really depends on what the value of the collateral is.
Not to tie Bueno Byte #1 in, but to know which loan is better, secured or unsecured, the question really becomes what is #value.
Think about it this way… if I have an opportunity to lend against an asset that interests me (say a collection of Jordans) versus an asset class saturated and monetized by a select few groups (like real estate, stocks and bonds) than my risk is relatively low if I know who I’m dealing with. However this tends to lead to limited opportunities and quite local.
In fact, this concept has been around forever it’s most commonly found at a pawn shop. Your risk is directly related to the item being leveraged by the borrower and nothing further. And since you and the Pawn Shop agreed to terms, the system governing that contract is now called into question.
Usually only Sneaker Heads and Pawn Shops will allow you leverage your collection for money to pay for things you need. If you’re late or can’t pay them back, you’ll lose them to the shop.
Tradeshare is building a global framework to connect its users in a simple intuitive marketplace that allows for frictionless peer-to-peer transactions to happen amongst a global community of freedom fighters.
This will allow people to find those who share the same subjective value and leverage the items they have, rather than having to sell their items. This will further connect the world, lower the world’s consumption problem and increase people’s ability to leverage items they have to pave the way for their dreams.
I’m pro secured loans, but there needs to be alternative lending opportunities for different asset classes!
Follow the journey at Tradeshare.com
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