FedNow Coming in July: A Major Step to CBDC

It's coming in July. And its a big step toward CBDC.  It's the "wholesale" (bank-to-bank) version of CBDC that precedes "retail" (direct-to-consumer) CBDC.  It's unneeded since its function has existed in multiple private apps for years — which is why Elizabeth Warren & media are suddenly demonizing its private competitors.

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