What is a Promissory Note? - Ask the Question - Know your rights

IT REALLY IS A Negotiable instrument! wherein one party (YOU) makes an unconditional promise (AS GOOD AS CASH) in writing to pay a determinate sum of money to the other.
Ask your bank/ mortgage company the questions and do not be afraid to confront them.
Research for:
HJR 192
UCC 3-603
Extinguishment of obligation chapter 4 Article 1256