'RHOC' KELLY DODD HUSBAND'S SCARY CAR CRASH ... 'I'm Lucky to Be Alive'

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6:41 PM PT -- Kelly Dodd's husband, Rick Leventhal, just shared a health update from his hospital bed ... he says he suffered 4 broken ribs in the car crash, plus a fractured food.
Rick says he was driving on the I-10 and was about 40 minutes away from Palm Desert when his car hydroplaned and he lost control of the wheel, started spinning across multiple lanes of traffic and crashed into a wall.

Kelly's hubby says he also smashed into a tractor trailer, with the car windshield shattering and airbags being deployed. He says the truck driver helped him out and he thinks the airbags broke his ribs.

Kelly Dodd's husband, Rick Leventhal, is in the emergency room after being involved in a nasty car accident -- seemingly related to SoCal's fierce storms -- and he says he's fortunate he's not dead.

The 'Real Housewives of Orange County' alum just posted video of her husband's crash and she tells TMZ ... Rick was driving her white Mercedes-Benz S-Class out to Palm Desert, CA Tuesday when the accident happened on a wet and slick freeway.

Kelly says Rick suffered broken ribs and was transported by ambulance to a hospital. We're told the car was totaled, but Rick will be okay.

Kelly's asking for prayers on social media, and they've already canceled their Wednesday podcast episode for "The Rick & Kelly Show!"

Rick commented on Kelly's post, saying ... "Honestly I'm lucky to be alive. Scariest moments of my life. This makes everything even more meaningful ❤️."

California's still getting hammered by a fierce winter storm that's causing evacuations, deaths and tons of problems all over the state and it appears the rain may have played a role in Rick's crash.

Kelly wasn't with Rick at the time of the crash ... she's on a trip to Aspen.