(PHILIPPINES) EXPATS YOU MUST INVEST IN SOLAR ✖️ ~ ➕ : ➖ / ➗

ADD SYNERGY TO YOUR FRUGAL BUDGET AND (SAVE REVENUE)
SAVINGS RATIO FORMULA = 50:30:20
They break it down into four steps: Calculate your income for a specific period. Calculate your spending for the same period. Subtract your spending from your income to figure how much you're saving, then divide this number by your income
BEST PRACTICE SAVINGS FORMULA =
The basic rule is to divide up after-tax income and allocate it to spend: 50% on needs, 30% on wants, and socking away 20% to savings

I TOOK THE 20% RATION, STARTING IN 1988, & INVESTED IN MILITARY DEFENSE STOCKS

BUT I AM STILL FRUGAL AND PREPPER MINDED..........

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