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Does a Reverse Mortgage Show on a Credit Report
Does a Reverse Mortgage Show on a Credit Report
🔥Get Your Free Info Kit🔥
For More Reverse Mortgage info, contact:
Shawn@LifeSourceMortgage.com
(949) 492-2252 x 704
🔥🔥🔥🔥More Info🔥🔥🔥🔥
https://lifesourcemortgage.com/reverse-mortgage
In this video we discuss the question Does a Reverse Mortgage Show on a Credit Report.
Video Transcript:
0:00 - Hello and thenk you for stopping by the Lifesource Mortgage YouTube Channel.
0:06 - My name is Shawn and today I'll be talking about a real topic / question and it's basically "Does a Reverse Mortgage Show on a Credit Report"?
0:15 - It's a very good question. We get asked that sometimes. At the end of the day, the answer to that question is "no".
0:24 - A reverse mortgage does not show on your credit report.
0:27 - Remember, your not making payments on a reverse mortgage for as long as you live or for as long as you live in your home that's attached to the reverse mortgage.
0:37 - With that said, if you're thinking about getting financing for another home, a second home, or an investment property or something like that there's no payment to be factored into the qualifications.
0:48 - However, you would have to (or the loan officer that's pre approving you or doing the loan for you) factor in the property taxes that you pay, the homeowner insurance, and any applicable HOA dues into your debt to income ratios.
1:03 - You still own the home when you do a reverse mortgage, so you're still supposed to pay taxes , homeowner insurance, and any applicable HOA dues.
1:13 - I told you it'd be a quick one. I hope you enjoyed and found the information useful.
1:17 - Please go ahead and like and subscribe.
1:20 - and if you want to connect regarding any loan scenarios (especially a reverse mortgage) I'd love to hear from you.
1:24 - Our contact info is in the description down below. Take care!
🔥Get Your Free Info Kit🔥
For More Reverse Mortgage info, contact:
Shawn@LifeSourceMortgage.com
(949) 492-2252 x 704
🔥🔥🔥🔥More Info🔥🔥🔥🔥
https://lifesourcemortgage.com/reverse-mortgage
#DoesAReverseMortgageShowOnaCreditReport #ReverseMortgage #HecmReverseMortgage
www.LifeSourceMortgage.com Is not a lender or bank nor are we part of HUD / FHA. We are however a licensed mortgage broker In California, Colorado, and Idaho that specializes in reverse mortgages, fast closing purchase loans, and more. Anyone that inquires and requests more information may be contacted by the owner or employee of this site. LifeSource Mortgage, CA BRE#01869699. NMLS#321759, ID MBL#2080321759.
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