Immediate Annuities - Non-assignable, non-exchangeable & non-commutable SPIA protects secure income.

How a non-assignable and non-commutable Single Premium Immediate Annuity can protect a guaranteed income from being reduced or cancelled.

5 Reasons:
1. Non-lapsable | Protection from self inflicted income reduction
2. Crisis planning (health needs or compromised family member)
3. Business sales or other legal settlements
4. Creditor protections
5. Identity theft limits

Contract review:
A look at the contract language regarding refundability, cancellation and assignment.

Pricing:
See sample pricing Male & Female ages 60, 65 & 70:
Life with 10
Life with Installment refund
Monthly income rates starting one month after premium received

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Jeff has been licensed since 1996 and has overseen the placement over a billion dollars of fixed annuity premiums.

INFORMATION ENCLOSED IS SUBJECT TO CHANGE ANYTIME - WITHDRAWALS PRIOR TO AGE 59 1/2 MAY BE SUBJECT TO A 10% PENALTY TAX.

FSD FINANCIAL & INSURANCE SERVICES
CALIFORNIA INSURANCE LICENSE #0B67385