Discover It Secured Credit Card 1 Year Review 2021

3 years ago
1

I made the mistake of not bothering to enter into the credit world thinking it would help me. When it came time for me to actually want credit it now seemed impossible. After all the research I did the Discover secured credit card seemed to be the best card with the best path to getting a sold credit foundation and I wanted to detail my entire 1 year experience with the card.

Timeline
0:00 Why I needed a secured credit card
2:50 Security deposit
4:01 How long it takes for the card to arrive
5:19 How the card arrives
7:35 My first statement
8:52 Adding an additional security deposit
9:49 Changing statement close date
11:36 Building my credit score
14:58 Graduating to the unsecured card
16:15 Getting my security deposit back
18:02 Switching to the 5% cashback categories card
19:40 Discover matches your total cashback for the first year
20:22 Summary

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