Zalma's Insurance Fraud Letter - October 1, 2023
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Insureds Must Negotiate Terms of Coverage Before Inception
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NO LICENSE NO COVERAGE
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Fraudster Collects Over $250,000
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Arsonist Acting as his Own Lawyer Fails
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Insurer Not Obligated to Share With Successor Insurer
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Broker Only Agent of Insured
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Liability Insurer Has Sole Right to Settle Suits Against Insured
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To Stack or Not to Stack, That is the Question
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Federal Insurance Company Regrets Agreement to Pay Insured and Resolve Coverage Dispute Later
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Who's on First?
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The Rights of Mortgagees
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A Video Explaining the Application of Campbell v. State Farm to Punitive Damages Awards
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A Video Explaining the Use and Application of "Appraisal" in First Party Property Claims
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A Video Explaining Conditions Precedent and Subsequent
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It is Unwise to be a Chameleonic Litigant
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Double Jeopardy Eliminates Three of Four Convictions
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Mold Exclusions — Conflicting Court Decisions
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The Unscrupulous Public Adjuster
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Allocating the Duty to Defend Between Co-Insurers
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A Video Explaining the Union or Standard Mortgage Clause
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Limitations on Punitive Damages
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A Video About the Voluntary Payments Clause
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Insurance Appraisal
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A Video Explaining How Underwriters Protect Against Insureds Who Present a Moral Hazard
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